PCIC Contractor Insurance Program

For larger contractors and hard to place risks such as home builders, roofers, framers, and paper contractors.

Preferred Contractors Insurance Company, RRG, LLC. (PCIC, LLC)

Another contractor insurance program from Preferred Contractors Insurance Company, Risk Retention Group, LLC.

View all acceptable contractors and subcontractors What is a risk retention group? Instant Rate Available

PCIC PROGRAM HIGHLIGHTS

  • Prior Claims/Losses Accepted*
  • Condo and HOA Work Accepted
  • Tract Work Acceptable
  • New Ventures Accepted
  • Deductible Credits Available
  • Lapse in Coverage Accepted
  • Monthly Payment Plans
  • Rates Based on Gross Receipts
  • Same Day Policy Number
  • Online Rating
  • Occurrence Form
  • Risk Retention Group
  • Multi State Coverage

*per Underwriter approval

Compare all Preferred Contractor Insurance Programs
Compare All Preferred Contractors Insurance Company Risk Retention Group, LLC. Programs
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MAXIMUM LIMITS

$5,000,000 Per Occurrence $5,000,000 General Aggregate $5,000,000 Products/Completed Ops Aggregate

DEDUCTIBLE

  • Standard Deductible is $1,000*
  • Discounts for Higher Deductibles

*Applies to property damage and bodily injury on a per claim basis.

B Rated (07/25/14)

PCIC Program on AM Best - The Insurance Information Source logo

PCIC PROGRAM GUIDELINES

  • 20% Minimum Earned Premium
  • New residential construction is acceptable for General Contractors and Artisans
  • Prior Losses OK (subject to underwriting approval)
  • No limit on percentage of subcontracted work
  • 51% of work must be performed in domiciled state
  • Work on Tract Homes, Condos, and Town homes OK (subject to underwriting approval)
  • New Ventures and Lapses in Coverage Accepted
  • Custom tailored policies available

PCIC PROGRAM MAP

(Click Map to Enlarge)

pcic-program-map

ADDITIONAL COVERAGE OPTIONS / ENDORSEMENTS

  • Blanket Per Project Aggregate
  • Blanket Additional Insured – Completed Operations / CG2037 Equivalent
  • Blanket Your Work – 1185 Equivalent (Commercial Work Only)
  • Blanket Waiver of Subrogation
  • Blanket Primary/Non-Contributory Wording
  • Buildings and Structures Exceeding 3 Stories (Exterior)
  • Schools & Recreation Facilities
  • Heating Devices
  • Hospital Work
  • Additional Insured Endorsements for HOAs
COMPARE COVERAGE & RATES

TRADE CONTRACTORS WELCOME

Over 50 Subcontractor Classes Accepted

  • General Contractor (New Residential)
  • General Contractor (New Commercial)
  • Remodel Contractor (Residential)
  • Remodel Contractor (Commercial)
  • Air Conditioning System Installation
  • Appliance and Accessories Installation
  • Carpentry (Framing)
  • Carpentry (Interior/Woodwork/Shop)
  • Carpet Cleaning
  • Cleaning (Outside Building)
  • Concrete (Flat)
  • Debris Removal
  • Door & Window Installation
  • Drilling
  • Drywall
  • Electrical
  • Equipment Rental (with operator)
  • Excavation
  • Fencing
  • Floor Covering Installation
  • Garage Door Installation
  • Glass Installation/Glazing
  • Grading
  • Guniting
  • Handyman/NOC Labor
  • HVAC
  • Insulation
  • Janitorial
  • Landscape
  • Masonry
  • Metal Erection (Decorative)
  • Metal Erection (Structural)
  • Painting (Interior)
  • Painting (Exterior)
  • Plastering/Stucco
  • Plumbing (Residential)
  • Plumbing (Commercial)
  • Roofing (New Residential)
  • Roofing (New Commercial)
  • Roofing (Residential Repair)
  • Roofing (Commercial Repair)
  • Sandblasting
  • Septic Tank (Service, Repair, Installation)
  • Sewer Mains
  • Sheet Metal
  • Siding and Decking
  • Street/Road Paving (Commercial)
  • Swimming Pool Cleaning
  • Swimming Pool Installation
  • Tile and Marble Installation
  • Tree Trimmer
  • Welding
APPLY ONLINE

PREFERRED CONTRACTORS QUOTE & BIND PROCESS

Our user-friendly online system allows you to quote and apply all in one place. Your application and policy offer will be emailed to you using Adobe EchoSign.

EchoSign is the easiest online signing experience in the industry – so you’ll get your policy bound quickly. You’ll receive an email with a link to your policy offer which is loaded into a web browser, so no downloads or software installations are needed! Then, review and e-sign instantly online or offline with a mouse, stylus or by typing your name. If you’d prefer, we can still use the good’ol fashioned print and fax!

PCIC Program Quote & Bind Online
START HERE

PCIC PROGRAM ARTICLES & UPDATES

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Terms of Use

Site Use Terms & Conditions Use of this site is expressly conditioned on your acceptance of these Terms of Use. If you do not agree with any part of the Terms of Use, you must not use this site. Ideal Choice Insurance Agency, Inc. (Ideal Choice) reserves the right...

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What is a Contractor Risk Retention Group?

Definition of Contractor RRG A Contractor Risk Retention Group is a self-insurance plan - or group captive insurer - operating under the auspices of the Risk Retention Act (RRA) of 1986 that can cover all the liability exposures - other than workers compensation...

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